Mortgage Rates Experience a Subtle Decrease This Holiday Season

December 24, 2025 - 18:21

In a festive turn of events, mortgage rates have dipped slightly as the holiday season approaches. For the past three months, these rates have remained within a narrow range, providing a sense of stability for homebuyers and homeowners alike. Over the last week, the average rate for a 30-year fixed mortgage was recorded at 6.18%.

This modest decline in rates may encourage potential buyers to consider entering the housing market during this holiday period. With many families focused on holiday preparations, the slight decrease in mortgage rates could provide an opportune moment for those looking to purchase a new home or refinance their existing mortgage.

As the year draws to a close, the real estate market continues to show resilience, and lower rates may help sustain interest in home buying. Industry experts are keeping a close watch on future trends, especially as economic conditions evolve in the new year.