Money-Saving Hacks for New Parents

28 June 2025

Becoming a parent is one of life’s greatest joys, but let’s be honest—it also comes with a hefty price tag. Between diapers, formula, baby gear, and medical expenses, the costs can add up fast. If you’re a new parent trying to balance your budget while making sure your little one has everything they need, you’re not alone.

The good news? There are plenty of ways to save money without sacrificing quality or comfort. In this guide, I’ll share some practical and realistic money-saving hacks to help you navigate the financial side of parenthood without stress.

1. Buy Secondhand Baby Gear

Baby items can be ridiculously expensive, but here’s a little secret: babies grow fast. That means most baby gear—strollers, cribs, high chairs—are barely used before parents are looking to get rid of them.

Instead of buying everything brand new, consider checking out:

- Local Facebook Marketplace listings
- Thrift stores and consignment shops
- Yard sales and community swap groups
- Hand-me-downs from family and friends

Just make sure to check for recalls and safety standards before making a purchase!

2. Accept Hand-Me-Downs

Speaking of hand-me-downs, don’t be shy about accepting them! Clothes, toys, books, and even baby furniture can be passed down from family or friends. Babies outgrow things at lightning speed, which means many of these items are still in great condition.

If someone offers you gently used baby items, say yes! It’s a win-win—you save money, and they declutter their space.

3. Breastfeed (If You Can)

Formula is expensive, and while it’s absolutely necessary for some parents, breastfeeding (if it works for you) can be a super cost-effective option. It’s free and eliminates the need for bottles, mixers, and sterilizers.

However, if breastfeeding isn’t an option, consider:
- Generic or store-brand formula—often just as nutritious as name brands
- Signing up for formula brand rewards programs—many offer free samples and coupons
- Buying in bulk to save on costs

4. Use Cloth Diapers or Buy in Bulk

Diapers are one of the biggest ongoing expenses for new parents. If you’re open to it, cloth diapering can save you hundreds, even thousands of dollars over time.

Not into cloth diapering? No worries! You can still save by:
- Buying diapers in bulk from warehouse stores
- Signing up for diaper subscription services for discounts
- Using cashback apps and coupons

5. Make Your Own Baby Food

Once your baby starts eating solids, the price of store-bought baby food can start creeping up. But here’s the thing—baby food is just mashed-up fruits and veggies!

Instead of buying expensive jars or pouches, steam some carrots, bananas, or sweet potatoes and mash them at home. Not only is it cheaper, but it’s also fresher and free from preservatives.

6. Skip the Fancy Nursery

It’s tempting to design a Pinterest-perfect nursery with matching furniture and decorations, but let’s be real—your baby doesn’t care. Instead of splurging on a themed nursery, consider:

- Using furniture you already own (a regular dresser works just fine as a changing table!)
- Buying secondhand nursery items
- Keeping décor simple and affordable—your baby won’t remember how fancy their crib looked!

Your little one needs love and care, not an Instagram-worthy bedroom.

7. Limit the Baby Gadgets

Manufacturers love to convince new parents they need the latest baby gear, but the truth is, many of these items are completely unnecessary.

Do you really need a wipe warmer? A bottle sterilizer? A baby food maker? Probably not. Stick to the basics—crib, car seat, stroller, basic clothes, and diapers—and skip the gimmicky gadgets.

8. Sign Up for Freebies and Rewards Programs

Many baby brands are willing to send you free samples and coupons just for signing up. Some great programs to check out include:

- Pampers Rewards and Huggies Rewards for diaper discounts
- Similac, Enfamil, and Gerber for free formula samples
- Amazon Baby Registry for welcome gifts and discounts

Pro tip: Use a separate email for baby freebies to keep your inbox clutter-free!

9. Take Advantage of Health Insurance Benefits

Your health insurance might cover more than you realize. Many plans cover:

- Breast pumps for free or at a low cost
- Prenatal and postnatal check-ups
- Vaccines and wellness visits for your baby

Check with your insurance provider to see what benefits you’re entitled to—it could save you hundreds.

10. Choose a Minimalist Wardrobe

Baby clothes are adorable, but your baby doesn’t need a closet full of outfits. They’ll outgrow most of them within a few months!

Instead of splurging on tons of clothes:
- Buy neutral, mix-and-match essentials
- Stick to a few onesies and sleepers in each size
- Shop end-of-season sales for discounts

Remember, comfort is key—your baby won’t care about designer brands!

11. Make DIY Baby Wipes and Cleaning Products

Baby wipes and cleaning sprays can be expensive, but they’re easy to make at home with simple ingredients.

For DIY baby wipes:
- Cut paper towels into squares
- Mix water, coconut oil, and baby-safe soap
- Store in an airtight container

For natural cleaning spray:
- Mix water, white vinegar, and a few drops of essential oil
- Use it to clean toys, high chairs, and other baby gear

These homemade alternatives are cheaper, eco-friendly, and free from harsh chemicals.

12. Borrow Instead of Buying

Before buying expensive baby items, ask around to see if you can borrow instead. Things like:
- Maternity clothes
- Baby carriers and wraps
- Toys and books

Since babies outgrow everything so quickly, borrowing can be a great way to cut costs without missing out.

13. Plan Budget-Friendly Activities

You don’t need to spend a fortune on entertainment. Babies love the simple things—cuddles, walks, and colorful toys (which are often just everyday household items).

Instead of pricey outings, try:
- Free community playgroups
- Library storytime events
- Nature walks and park visits

Your baby won’t know (or care) how much you spent—quality time is what really matters.

14. Meal Plan to Avoid Takeout

Sleep deprivation and busy schedules can make takeout tempting, but those costs add up fast. Instead of relying on expensive meal deliveries, try:

- Batch cooking meals in advance
- Using a slow cooker for easy dinners
- Opting for simple, budget-friendly recipes

Having quick meals ready to go can save you money and keep you from stressing over dinner.

15. Avoid Unnecessary Subscription Services

Baby subscription boxes and toy rental services sound convenient, but many are overpriced and unnecessary. Instead of getting locked into subscriptions, consider:
- Buying secondhand toys or borrowing from friends
- Rotating toys to keep things fresh without overspending

FOMO (fear of missing out) is real, but remember, less is often more when it comes to baby stuff.

Final Thoughts

Parenthood doesn’t have to drain your bank account. By shopping smart, embracing secondhand items, and keeping things simple, you can save thousands while still giving your baby the best start in life.

At the end of the day, babies don’t need fancy gadgets, designer clothes, or Instagram-worthy nurseries. They need love, care, and a financially secure home. And that’s something money can’t buy.